Recent Tools and Templates Business White Papers, Webcasts and Case Studies - BNET.com

Recent Tools and Templates Business White Papers, Webcasts and Case Studies |...
Recent Tools and Templates Business White Papers, Webcasts and Case Studies | BNET

Should I Lease Or Purchase An Auto?
Leasing is one method of acquiring a new auto. Although the payments may seem attractive, it may not always be the best financial decision versus purchasing the vehicle outright and financing it with a low interest loan. This tool will help you to analyze the financial impact of lease versus buy.
How Much Do I Need For Emergencies?
You may decide to set aside at least three to six months of cash or liquid assets (investments you can easily convert to cash) in the event of a loss of job, medical emergency, short-term disability, etc. Use this calculator to help determine how much you need to set aside monthly or as a lump sum to create your desired emergency fund.
What Could My Current Savings Grow To?
Compound interest can have a dramatic effect on the growth of your savings - whether you're saving regularly or depositing a single lump sum. Use this tool to estimate the future value of your savings.
What Is My Risk Tolerance?
On your way home from work, do you drive in the slow lane or the fast lane? Each person has a different propensity for risk. When investing, you should consider your risk tolerance when deciding how much of your portfolio you want to invest in stock. Complete the given questionnaire to help determine your risk tolerance.
How Much Disability Income Insurance Do I Need?
Most people's chances of becoming disabled are greater than their chances of dying. It may surprise you that one out of three individuals will suffer a disability that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65. Use this calculator to estimate the difference between your income and your expenses without your paycheck.
Self Employed Retirement Plan Maximum Contribution Calculator
Compensation for a self-employed individual (sole proprietor or partner) is that person's "Earned income." The starting point to determine the individual's earned income is the net profit amount from the Schedule C (or Schedule K-1 for a partnership). Use this tool to determine your maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA and SEP based on the assumptions you input.
How Long Will It Take To Pay Off My Credit Cards?
Americans today owe more money than ever before. Additional monthly payments can make a difference to accelerate paying off your credit card and could save you hundreds - or even thousands - in interest payments. Use this calculator to see how long it will take you to pay off your current credit card balance.
How Do Closing Costs Impact My Interest Rate?
If you choose to finance your closing costs, the monthly loan payments will be higher than if you had paid the closing costs out-of-pocket. In order to help borrowers compare loans, lenders use a standard calculation called Annual Percentage Rates (APR) which takes into account the closing costs. Use this closing cost calculator to itemize the closing costs and to compare loans with different rates, fees or terms.
How Should I Allocate My Assets?
Investment returns can be significantly affected by how investors allocate their assets among different types of investments. Use this calculator to help determine your portfolio allocation based on your propensity for risk.
How Much Can I Contribute To My IRA?
Many factors can affect your eligibility to contribute to an Individual Retirement Account (IRA) - including your income level, marital status and the availability to you or your spouse of a retirement plan at work. This calculator compares features and eligibility requirements for the Non-deductible IRA, the Traditional IRA and the Roth IRA, and it is designed to help you determine whether you are eligible to contribute to these retirement savings vehicles. Results will depend on current and future tax rates, investment returns, when you will withdraw the money, and how you will use the money.
Self-Employment Retirement Plan Maximum Contribution Calculator
Compensation for a self-employed individual (sole proprietor or partner) is that person's "earned income." The starting point to determine the individual's earned income is the net profit amount from the Schedule C (or Schedule K-1 for a partnership). Use this tool to determine your maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA and SEP based on the assumptions you input.
ARM Vs. Fixed Rate Mortgage Calculator
This tool will compare the monthly mortgage payments for each type of loan. This tool compares fixed rate mortgage payments to both fully amortizing adjustable rate mortgages and interest only adjustable rate mortgages.
How Much Does That Loan Really Cost?
Enter the interest rate of your loan, the quoted APR and the loan amount. This tool will then tell you how much the loan will then cost you.
How Much Are My Payments?
Use this tool to determine your monthly payment amount. Estimate your taxes and insurance so that these amounts will be included in the payment calculation. Enter amounts in the fields below and the mortgage calculator will give you your monthly mortgage payment amount!
Rent Versus Buy Calculator
This tool allows you to compare renting versus buying by entering how much you want to spend a month and how much down you would put into your house.

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